Privacy Policy

When you register and use Mahakavya, we collect the following information:

• Personal details — Full name, email address, and mobile number provided during registration
• Account information — User ID, password (stored encrypted), and account status
• Payment records — Subscription payments, transaction history, and wallet balance
• Network data — Your referral code, your sponsor's ID, and your network members
• KYC documents — Identity documents submitted for KYC verification
• Usage data — Login activity, IP address, and device information for security purposes

We use the information collected solely for the following purposes:

• To create and manage your Mahakavya account
• To process subscription payments and maintain your wallet balance
• To calculate and distribute rewards, bonuses, and fundraising benefits
• To send important notifications about your account, platform updates, and policy changes
• To verify your identity through the KYC process before processing withdrawals
• To prevent fraud and ensure the security of all member accounts
• To comply with legal obligations applicable under Indian law

Mahakavya does not sell, rent, or trade your personal information to any third party.

Your data may be shared only in the following limited circumstances:

• With payment processors strictly for processing transactions on the platform
• With government or regulatory authorities when required by law or court order
• With your sponsor — only your name and User ID are visible within the network tree

• All financial transactions on Mahakavya are conducted exclusively through the platform website
• No cash transactions are permitted or supported
• Subscription fees (₹100/month Basic, ₹499/month Pro, ₹999/month Premium) are non-refundable once processed
• Withdrawal requests are subject to KYC verification and admin approval
• We use secure, encrypted connections for all payment-related data

We retain your personal data for as long as your account remains active, or as required by applicable Indian laws and regulations. If you wish to close your account, please contact us. Note that certain transaction records may be retained as required by law even after account closure.

As a Mahakavya member, you have the right to:

• Access — Request a copy of the personal data we hold about you
• Correction — Update your name or mobile number through your profile page
• Deletion — Request deletion of your account and associated data (subject to legal obligations)
• Portability — Request your transaction history in a readable format

To exercise any of these rights, contact us using the details below.

We take the security of your data seriously:

• All passwords are stored using bcrypt encryption — never in plain text
• All connections to our platform are secured via HTTPS/SSL encryption
• KYC documents are stored securely and accessed only by authorised admins
• Login activity is monitored and accounts can be blocked on suspicious activity

Mahakavya reserves the right to update this Privacy Policy at any time. When changes are made, the updated policy will be published on this page. Continued use of the platform after changes constitutes acceptance of the revised policy. We encourage all members to review this page regularly.